Portfolio Updates: Covered California and IFP Offerings

For California Brokers: Update to Covered California and Individual & Family Plans Portfolio Update, Effective January 1, 2015


With open enrollment under way, Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) are working to renew your clients’ coverage through our Covered California™ and IFP offerings plus accept new business. With the following portfolio updates, your clients can choose from a wide range of plan types, on and off the exchange, giving you more opportunities to sell Health Net.

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Identity Theft: Stolen Identity, Lost Productivity

Has someone stolen your identity?While the movie “Identity Thief” paints identity theft in a funny light, it’s no laughing matter for employees and employers. With 290,056 complaints, identity theft topped the Federal Trade Commission’s national ranking of consumer complaints in 2013.

Identity theft drains victims, both financially and emotionally.

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Give the Greatest Gift: Be an Organ Donor

If you could save a life, would you? Or better yet, several lives?

That’s something you can easily do by signing up to become an organ donor. Your generosity, in fact, could save as many as eight lives. It might also help many others who need donated tissue to recover from burns and other injuries or to regain lost vision or hearing.

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Broker Delinquency Reports for California IFP Clients

California Brokers: Individual & Family Plans

Health Net of California, Inc. and Health Net Life Insurance Company are moving forward with our commitment to the environment. As part of our go-green efforts, we will no longer be mailing monthly delinquency reports. November delinquency reports will be the final report mailed.

There’s good news!

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Can You Cure Your Cold?

Taking care of sick co-workerChew on vitamin C. Brew echinacea tea.  These might seem like natural reactions when you feel a cold coming on. But they may not actually help wipe out your sneezes, sniffles, scratchy throat and cough. Despite what you may read on the Internet, there’s often little science to back up the healing claims of alternative cold treatments. Here’s a quick run-down of what researchers do know.

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Stay on the Healthy Side of Snacking

Healthy snackingIf you spend most of your day in an office, you’re used to snacks being there to tempt you. And at this time of year, there’s usually even more unhealthy temptation from leftover Halloween candy, and heading into the holidays with all the delicious food that comes with it. There seem to be sugary, fatty foods everywhere. Here are some tips to help you stay the course.

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It’s American Diabetes Month

AFAM 3 generations menThe chances are good that you – or someone you know – has diabetes. That’s because, according to the Centers for Disease Control and Prevention, the incidence of diabetes has more than tripled since 1980.  If that disturbing trend didn’t catch your attention, consider these sobering statistics that the American Diabetes Association (ADA) is sharing as part of November’s American Diabetes Month.

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ACA Update: Final Rule Issued on Excepted Health Benefits

ACA UpdateOn October 1, 2014, the Departments of the Labor, Health and Human Services and Treasury published a final rule regarding excepted health benefits. Excepted benefits are generally exempt from ACA’s market reform, including limits on pre-existing conditions and guaranteed renewability.

The final rule is effective December 1, 2014 and applies to group health plans effective January 1, 2015 and later.

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