Identity Theft: Stolen Identity, Lost Productivity

Has someone stolen your identity?While the movie “Identity Thief” paints identity theft in a funny light, it’s no laughing matter for employees and employers. With 290,056 complaints, identity theft topped the Federal Trade Commission’s national ranking of consumer complaints in 2013.

Identity theft drains victims, both financially and emotionally.

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Give the Greatest Gift: Be an Organ Donor

If you could save a life, would you? Or better yet, several lives?

That’s something you can easily do by signing up to become an organ donor. Your generosity, in fact, could save as many as eight lives. It might also help many others who need donated tissue to recover from burns and other injuries or to regain lost vision or hearing.

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Broker Delinquency Reports for California IFP Clients

California Brokers: Individual & Family Plans

Health Net of California, Inc. and Health Net Life Insurance Company are moving forward with our commitment to the environment. As part of our go-green efforts, we will no longer be mailing monthly delinquency reports. November delinquency reports will be the final report mailed.

There’s good news!

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Can You Cure Your Cold?

Taking care of sick co-workerChew on vitamin C. Brew echinacea tea.  These might seem like natural reactions when you feel a cold coming on. But they may not actually help wipe out your sneezes, sniffles, scratchy throat and cough. Despite what you may read on the Internet, there’s often little science to back up the healing claims of alternative cold treatments. Here’s a quick run-down of what researchers do know.

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Stay on the Healthy Side of Snacking

Healthy snackingIf you spend most of your day in an office, you’re used to snacks being there to tempt you. And at this time of year, there’s usually even more unhealthy temptation from leftover Halloween candy, and heading into the holidays with all the delicious food that comes with it. There seem to be sugary, fatty foods everywhere. Here are some tips to help you stay the course.

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It’s American Diabetes Month

AFAM 3 generations menThe chances are good that you – or someone you know – has diabetes. That’s because, according to the Centers for Disease Control and Prevention, the incidence of diabetes has more than tripled since 1980.  If that disturbing trend didn’t catch your attention, consider these sobering statistics that the American Diabetes Association (ADA) is sharing as part of November’s American Diabetes Month.

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ACA Update: Final Rule Issued on Excepted Health Benefits

ACA UpdateOn October 1, 2014, the Departments of the Labor, Health and Human Services and Treasury published a final rule regarding excepted health benefits. Excepted benefits are generally exempt from ACA’s market reform, including limits on pre-existing conditions and guaranteed renewability.

The final rule is effective December 1, 2014 and applies to group health plans effective January 1, 2015 and later.

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Notice of Changes to Coverage Terms for 2015

For California Brokers

Commercial Large Group and Small Business Group plan Certificate of Insurance (COI) and Evidence of Coverage (EOC) booklets, with the effective date of January 1, 2015 and later, will contain the updates as shown in the “1-2015 Notice of Changes” document in this article. This Notice reflects Health Net/HNL’s compliance with new laws and regulatory requirements, including updates to Federal Mental Health Parity rules. It also addresses Health Net/HNL administrative changes.

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Finish the Year Strong!

California Brokers: Only a Few Weeks Left for CA 51–100 Choice New Business Renewal Rate Guarantee!

Health Net’s successful 51–100 Choice new business rate promotion is in effect for only a few more weeks! This promotion for new business sales effective now through 12/1/14 has proved to be a tremendous boost for selling 51–100 California business – highlighted by a 2015 renewal rate increase of only 5%1 to qualified new groups.

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