Enhanced Choice Portfolio: New Rate Guarantee, Package Option and Broker Bonus to Jump-Start Sales!

Health Net’s popular and competitive Enhanced Choice defined contribution portfolio continues to grow – with a new rate guarantee, a new PPO package option and a competitive broker bonus program to help you generate more sales!



Rate guarantee: second year cap option

Qualified new groups can take advantage of a second year rate cap1 on all Enhanced Choice plans for effective dates 8/1/16 through 1/1/17. The rate cap options are as follows:

  • 6.5% if selected plans are limited to SmartCare, Salud and HSA PPO.
  • 7.5% for the standard Enhanced Choice portfolio of up to six plans.
  • 8.5% for our new Enhanced Choice PPO-Only Package to a maximum of three plans.



PPO-Only Package

Our new PPO-Only Package is a smart new way to sell PPO to your clients. All plans included in the package are quote-ready and available now!


How does it work?

Follow these simple steps to get started:

  • Reference our updated Enhanced Choice desktopper for a list of package-specified plans.
  • Choose up to three PPO plans from our specified package:
  1. One PPO high option (choose plan BLB or BLC).
  2. One PPO low option (choose plan BLD or BA3).
  3. Any one of our Enhanced Choice HSA PPO or HRA PPO plans.
  • Pair the plans with a specified Enhanced Choice pharmacy plan within the package.
  • Call your Health Net sales consultant today for details.



Enhanced Choice: great values continue

Our Enhanced Choice portfolio continues to offer:

  • Low-cost plans for employer groups with SmartCare, Salud, ExcelCare, HMO, EOA, PPO, and PPO HSA products and networks.
  • The essentials to complement medical coverage: dental, vision, chiropractic, employee assistance program (EAP), wellness.
  • Multiproduct bundling program: Your clients can receive up to 2% in combined savings! Groups with a minimum of 101 employees and less than 500 enrolled members pay less for medical premiums when they add dental, vision and/or life to their quote.
  • Our tailored networks are even more affordable and competitive when coupled with Enhanced Choice benefit offerings!
  • Broad employee choice – offering employees the potential to choose from up to six plans.



Bonus: earn rewards when selling Health Net!

Our broker bonus program for new 2016 business is still available! The more you sell, the more you earn – it’s that simple!

  1. Sell a 101+ new group plan with an effective date 7/1/16-12/1/16.
  2. Earn a $75 bonus for each member enrolled in a sold PPO plan, and a $50 bonus for each member enrolled in a sold HMO plan.



Information and sales tools

For additional information and updated Enhanced Choice sales materials, visit www.healthnet.com Brokers > View forms and brochures > Large Group Plans.




If you have questions regarding Enhanced Choice, please contact your Health Net sales consultant.



1Rate guarantee eligibility is determined on a case by case basis. For qualifications and other important details, terms and conditions, refer to the New Business Rate Guarantee Agreement document, available from your Health Net sales consultant.




Related Reading

Susan Peters