Health Net awards $1.5 million to help close insurance gap, improve quality of care and enhance health outcomes

Doctor examining young girlHealth Net, one of California’s largest health insurance companies, is awarding a combined $1.5 million to 10 health care and community-based organizations across the state to help close the insurance gap, improve the quality and availability of health care and enhance health outcomes in medically underserved communities. The 10 recipients are in Northern California, the Central Valley and Los Angeles. Continue reading

Oregon/Washington: Eclipsed by health care changes? See Health Net’s 2018 vision

ThinkstockPhotos-122413037_jpgYou are invited to learn about Health Net’s strategy for the Oregon/Washington commercial group market.

Attending one of these meetings will provide insight into our 2018 commercial group portfolio offerings as well as other topics. A hot breakfast or lunch will be provided at these meetings. Continue reading

Medical Loss Ratio (MLR) Process Underway at Health Net

Ensuring we remain in good standing and compliant with all government and regulatory requirements is a top priority at Health Net. Currently, we are working to comply with the Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) which requires all health care insurers to spend a certain percentage of premium revenue on medical expenses. If the MLR requirements are not met, premium rebates must be issued in the following MLR reporting year. Continue reading

Preview 2017: California Individual & Family Open Enrollment

All systems are a go for open enrollment 2017. Though the official start for individuals and families is November 1, 2016, communications are ready to roll. In fact, Covered California is sending its first member letter this week. Get the full line-up here. Continue reading

2016 Affordable Care Act (ACA) Large Group Updates: What You Need to Know

Western Region Brokers

Arizona Small Business PlansThe beginning of 2016 continues to prove that the health insurance marketplace is in a constant state of change. And in this rapidly evolving environment, Health Net continues to be flexible and proactive – We understand the industry, anticipate market needs, and provide solutions that transform how we do business and help you increase sales.

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ACA Form 1095B Postcard Mailing to Subscribers

For all Western Region Brokers: 2015 Health Coverage Postcard Mailing 

Starting February 23, 2016, [today] Health Net will send postcards informing subscribers that Form 1095B for tax year 2015 will be mailed to them at the end of March. Keep in mind that individuals may file their tax returns prior to receiving Form 1095B.

Health Net will provide the Form 1095B to the “responsible individual” – this is usually the subscriber – enrolled in an off-Exchange Individual and Family plan, fully insured small or large group plan. You can click on each state below to view the postcard that is being mailed out.

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Employee Assistance Program (EAP) Trends in 2016

MHN iStock_000021301912_SmallA recent article in *U.S. News and World Report outlined several employee benefit trends to watch in 2016 – including two EAP-related ones: a focus on wellness and financial fitness.

Wellness programs are growing in popularity, as employees see them as a way to curb rising health care costs and improve the health of their workforce1.

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California Individual & Family Plans

2016 Open Enrollment: One (1) week extension to complete applications started before midnight on January 31, 2016

Covered CaliforniaTM is giving consumers until Saturday, February 6 to complete their enrollment for 2016 coverage if they start an application before midnight on January 31, 2016. Health Net of California, Inc. and Health Net Life Insurance Company (Health Net) are extending the same courtesy to your clients who want to enroll in one of our off-exchange plans.

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The Affordable Care Act “Cadillac Tax”: What You Need to Know

Cadillac Tax

2013 Health Coverage Trends SnapshotAs part of the affordable Care Act (ACA), high-cost health plans will be subject to an excise tax on benefits that exceed a pre-determined cost threshold beginning January 1, 2018. Though it is a full two years away, Health Net is here to help you start gathering information now to be prepared for the future!

The excise tax, known as the “Cadillac Tax” applies to insured and self-funded large and small group health plans. The amount of the tax is 40 percent of the amount considered in excess of the cost threshold. Final regulations, however, have not been issued, and we expect further IRS guidance before the tax is assessed.

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A New Outreach Campaign to Reduce Delinquency

iStock_000060398916 resize_SmallCalifornia and Arizona Subsidy Exchange Members Only

Paying a monthly premium on time can be challenging for some consumers. Ensuring your clients have health coverage when they need it the most is important to us. That’s why we have begun an early intervention Outreach Campaign aimed at reducing delinquency.

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