Preventive Care That’s Easy on the Wallet

SAF 0329_CMYKWe all want to do what we can to maintain good health. Of course, we have budgets to balance too. So it’s good to know that many important stay-well services—like recommended immunizations, tests and checkups—are covered under the Affordable Care Act (ACA) at no extra cost to you.

That means you typically don’t have to meet any co-pays, co-insurance or deductibles when you get these services from an in-network provider.

What’s covered?

We’re talking about services that can help improve and, in some cases, save lives.

For example, is it time for a recommended mammogram or a cholesterol check? Covered. Are you ready to quit smoking? Help to do that is covered too.

In fact, there are actually dozens of preventive services that may be covered for adults and children. Some of them include:

• Blood pressure screenings.

• Breast, cervical and colorectal cancer screenings.

• Diabetes screenings.

• Screenings for sexually transmitted infections, including HIV.

• Many types of vaccinations.

• Well-woman checkups.

• Many children’s screenings, including vision and hearing checks.

• Abdominal aortic aneurysm screening.

The preventive services covered under the ACA have earned either an “A” or “B” rating from the U.S. Preventive Services Task Force—meaning they’re likely to provide either substantial or moderate health benefits.

But whether a test or other type of preventive care is actually recommended for you (or your family) depends on your age, medical history, and whether you’re a man or a woman. Your doctor can tell you more.
See a full list of services

Remember: This is just a sample of the types of preventive health care services covered under the ACA. You can read about all of them at www.healthcare.gov. Search for “Preventive Care.”

And it’s always a good idea to check your health insurance plan for details about coverage too.

 

 

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Mike Spasoff