The major provisions of the Affordable Care Act are right around the corner. The way premiums are rated will be a major factor in reshaping the health insurance market. Continue reading
Keeping you informed of changes as readily as possible is our top priority. On September 1, 2013, our Silver Network will be renamed ExcelCare Network in order to prevent confusion with the new ACA (Affordable Care Act) Exchange plans launching in the fall. Continue reading
Coverage changes and consumer protections are among the biggest provisions of the Patient Protection and Affordability Care Act (ACA). A number of the more sweeping changes take effect January 1, 2014. Continue reading
The way health plans are structured will change in 2014 under the Affordable Care Act. The goal is to make it easier for individuals and small businesses to compare coverage options and tradeoffs, all while expanding access to coverage. Continue reading
Back in the day, the three Rs were reading, writing and arithmetic. In the world of health care reform, they are reinsurance, risk corridors and risk-adjustment. Continue reading
CA, AZ and OR Individual, Small and Large Group businesses; and WA Small and Large Group businesses.
At Health Net, we work hard to provide timely and relevant information that affects your business. We want to inform you that Health Net of California, Inc., Health Net of Arizona, Inc., Health Net Health Plan of Oregon, Inc. and Health Net Life Insurance Company have finalized the 2012 Medical Loss Ratio (MLR) results. Continue reading
You probably hear it all the time: Employees asking you “I’ve heard that health insurance premiums are going to rise? What’s the story?”
Sound familiar? Chances are one reason could be because of the Health Insurance Tax (HIT), otherwise known as the premium tax, a multi-billion dollar tax on most of the nation’s health plans that will begin in 2014 as part of the Affordable Care Act (ACA).
The federal government continues to establish the infrastructure framework for the Patient Protection and Affordable Care Act of 2010 (“Obamacare”), and 2013 will be a transitional year. Several new initiatives have been introduced into Congress in 2013 to try and modify the forthcoming health care law. Continue reading
Of all the spinning plates that small-business owners must manage, selecting an employee health plan is among the most important. Continue reading
• Would your employees like to reduce their tax burden while simultaneously curbing out-of-pocket health care spending?
• Would you, as a small business owner, like to offer an employee perk that simultaneously reduces payroll taxes?
If the answers are “yes,” then it’s time to learn a new acronym: FSA. Continue reading