Health Care Reform Q&A: Wellness Program Incentives

Incentives for nondiscriminatory wellness programs in group health plans


Here is an update on one aspect of the Affordable Care Act that you may find helpful as an employer.


On May 29, 2013, The Departments of Health and Human Services (HHS), Labor and the Treasury jointly issued final rules on wellness program incentives effective for plan and policy years starting on or after January 1, 2014.


The Affordable Care Act (ACA) prohibits group health plans and group health insurers from discriminating against individuals in eligibility, benefits or premiums based on enumerated health factors such as medical condition, claims experience, medical history, and genetic information.

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Good News for Health Net Small Business Groups!

Health Net Selected for Covered California Small Business Health Insurance Exchange (SHOP)


A message from Scott St. Clair

We are excited to announce that Health Net Life Insurance Company has been selected as a carrier to participate in the Covered California small business exchange in all 58 counties.


Throughout California, small business groups will be able to select affordable, easy-to-use health coverage from Health Net. Health Net will offer PPO insurance plans that deliver a good balance between premiums and cost-sharing. SHOP premiums are expected to be announced in early August and we expect our SHOP premiums to be competitively priced vs. other carriers. Continue reading

How Can IT Help the Healthcare Industry?

Advancements in information technology have prompted rapid changes in many areas of our lives. Strangely, stepping into the typical doctor’s office isn’t a whole lot different today than it was several years ago. That’s finally beginning to change, and the healthcare industry is starting to embrace IT in a variety of ways. Continue reading

What is the Premium Tax and How Can This Affect Your Employees?

health insurance taxYou probably hear it all the time: Employees asking you “I’ve heard that health insurance premiums are going to rise? What’s the story?”

Sound familiar? Chances are one reason could be because of the Health Insurance Tax (HIT), otherwise known as the premium tax, a multi-billion dollar tax on most of the nation’s health plans that will begin in 2014 as part of the Affordable Care Act (ACA).

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Health Care Reform: What to Expect from Washington in 2013

The federal government continues to establish the infrastructure framework for the Patient Protection and Affordable Care Act of 2010 (“Obamacare”), and 2013 will be a transitional year. Several new initiatives have been introduced into Congress in 2013 to try and modify the forthcoming health care law. Continue reading